Best Savings Account for 2022!

Today We are going to cover the best savings account for 2022! We can see the best interest rates, if they are FDIC insured, and overall which are the best bank/savings account for you!

  1. Marcus by GoldmanSachs (Click name to see more on all!)

What can you get out of this account?

  • Earn a rate that is 4x the national average
  • backed by the financial experts of Golmdan Sachs
  • FDIC Insured up to $250,000!
  • No fees. No minimum deposits!
  • .50% APY!
  • Same-day transfers $100,000 or less to/from other banks.
  • Contact center open 7 days a week!

So, what exactly does this mean? In this bank, you get an awesome return on your money per year (4x the amount of the national average!), You are backed by the FDIC up a quarter-million dollars and backed by Goldman Sachs financial experts, No fees or any minimum deposits required, fast transfers, and customer service every day! Overall a great bank!

2. Axos Bank High Yielding Savings Account

What is offered in this account?

  • .61% APY!
  • Your intrest is compounded daily!
  • No monthly maintenance fee!
  • No minimum balance requirments
  • Free atm card upon request!
  • FDIC insured up to $250,000!

So, is this any good! In this high yield savings account your money is moving daily by compound interest! (Definition of compound interest: Compound interest is the interest on a loan or deposit that accrues on both the initial principal and the accumulated interest from previous periods.) You get a really good APY (.61%), No minimum account requirements, free atm card upon request, and you are insured! So, this looks like a really great bank!

3. Alliant Credit Union Ultimate Opportunity Savings Account

Why this bank? This bank offers:

  • FDIC insurance up to $250,000
  • .55% APY
  • Alliant says, “Our High-Rate savings account pays you 11x the bank national average.”
  • No ATM fees
  • Earn unlimited cash back!
  • You have to deposit a $100 a month and after the first year they deposit $100 in your account!

This seems like an awesome bank! The only downside to some may be the $100 dollars you have to deposit a month, but it is a great way to make sure you invest and to get the most out of their account!

4. Synchrony Bank

What does this bake have to offer?

  • They offer a no minimum balance .50% APY!
  • FDIC insurance up to $250,000
  • Offer tools to see how much you can make is ‘x’ amount of time!
  • You get banking anytime anywhere!
  • They also have great contact features!

This bank seems like one of the best out there! You get one great APY, great tools, insured, and great customer service! Their site is easy and fun to use as you can see how much your potential earnings can be!

5. Lending Club

What is so special about them? Here we go:

  • FDIC insured up to $250,000!
  • Offer a great security, 256-bit encryption to ensure your data is secured to the highest level scurity!
  • They offer online live customer support!
  • No minimum balance requirment after the initial minimum $100 deposit!
  • They offer rate tiers! .05% APY goes towards $.01 – $2,499.99 and .60% APY goes towards $2,500 – $25,000+

Now, this bank offers great services, tools, and features, but to get the most ROI you would need to invest at least $2500, if you do so you can get .05 – .1 % more APY than other banks out there!

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